An Empirical Study on NPA and its Impact on Profitability with special reference to Indian Banks

Abstract

As a whole, bank performance is affected by
NPAs. While NPA levels grow, revenues from
banking operations fall. Non-performing assets
(NPAs) are a big concern in India's banking
system right now (NPAs). The increase of nonperforming
loans (NPAs) has a direct influence
on the country's economic well-being.
Improved profitability necessitates efficient
management of non-performing assets (NPAs).
Losses and poorer profitability in the banking
business are due to NPAs and liability
discrepancies. Prosperity, bank advances, and
bank indicators are all examined in this research
of non-performing assets.